Apple has announced that it will be enabling third-party app NFC (Near-Field Communication) transactions in iOS 18.1
Third-Party App NFC Transactions Coming Soon
Apple has announced that it will be enabling third-party app NFC (Near-Field Communication) transactions in iOS 18.1, a significant update that is set to be released later this year. This expansion of NFC functionality will allow iPhone users to utilize NFC contactless payments directly within their favorite apps.
Enhanced NFC and Secure Element Integration
With iOS 18.1, developers will gain access to new NFC and Secure Element (SE) APIs. This integration will enable in-app transactions for a wide range of use cases, including:
- In-store payments
- Car keys
- Transit passes
- Corporate badges
- Student IDs
- Home and hotel keys
- Loyalty cards
- Event tickets
Government IDs are also expected to be supported in future updates.
Prioritizing Security and Privacy
Apple has always been committed to user privacy and security. The new NFC and SE APIs will leverage the Secure Element, a specialized chip designed for secure data storage, along with Apple's proprietary technologies like Secure Enclave and biometric authentication. This ensures that user information remains protected throughout the transaction process.
How NFC Transactions Will Work
To initiate an NFC transaction, users can simply open the desired app or set it as their default contactless app in iOS Settings. Then, by double-clicking the side button on their iPhone, they can complete the transaction seamlessly.
Developer Access and Requirements
Developers interested in utilizing the new NFC and SE APIs will need to enter into a commercial agreement with Apple.They will also need to request the necessary entitlement and pay associated fees. This process helps ensure that only authorized developers who meet industry and regulatory standards can access these powerful features.
Global Availability
The NFC and SE APIs will initially be available to developers in select regions, including Australia, Brazil, Canada,Japan, New Zealand, the United Kingdom, and the United States. Apple has indicated that it plans to expand the availability of these APIs to additional regions in the future.
A Major Step Forward for NFC
The introduction of third-party app NFC transactions in iOS 18.1 marks a significant advancement in the use of NFC technology on iPhones. This update will empower developers to create innovative and convenient applications that leverage the power of NFC for a wide range of use cases.
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